Social Security & Medicare

the co-pay of Medicare B. Some advantage plans offer a minimal dental plan and prescription plan. Depending on where you live you can qualify for a low premium plan or no premium plan. They have co-pays for everything but do give gym memberships and eye exams once a year. The maximum out of pocket runs a few thousand, so you have to weigh the cost of a premium for a regular medicare supplemental (higher premium but full copay of all services) or much lower premium and different services coupled with copays.

How healthy are you? Which is better as far as max out of pocket versus premiums per year.

All companies (at least until now) are required to follow medicare laws. One thing that is kind of tricky is that you need to always ask if the medical provider "accepts medicare assignment." If they don't you might be liable for a surcharge.

I personally have had excellent luck with medicare and regular supplement as well as the providers. I'm getting ready to replace my hip and become bionic. It will cost me the price of my monthly premium.