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JT45242

(3,192 posts)
7. The other consideration is how it affects surviving spouse
Tue Feb 18, 2025, 12:35 PM
Feb 18

If your spouse gets more than half your benefit. There is no added money to them if they outlive you.

If yours will be more than double theirs, it may be worth it to take the lesser amount as early as possible to get money now. (This is true of my family, since my wife was stay at home for many years and part time for others ...so she will start drawing as soon as she is eligible)

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