getting a mortgage based on alimony payments. [View all]

so, my settlement is looking like i cant do a lump sum settlement.
i am hoping to keep the property we have, tho there are mortgages on our home, and another property. that piece is heavily mortgaged.
i will need to refi that.

i have been a full time mom all these years. is there applicable law about my credit? most bills are in his name, tho the utilities have always been in my name.
is it possible for me to just assume these mortgages?
if i cant get an interest rate that is close to what we have now, i will be screwn.

any advice?