Just get a notification about new rates for my Long-Term Health Insurance [View all]

and it was What??

I suppose I was lucky that for 10 years the rate was the same. And then it went up last year and now, they already are listing the raises for the next three years.

Well I have some options that I can choose in reducing some of the parameters. I just talked to the broker who got it for me and he said, and I knew it, that because interest rates have been so low for so many years, it affected the reserves. I also know that the whole field underwent shakeups with many leaving the fields or no longer offering these policies. So.. I will have to lump it.

I did ask him why they do not lobby Congress to allow policy holders to take credit for these premiums, the same way we do for contributions to IRA. Oh, that's and excellent idea he said. It is not as if I did not write about it to my representatives, of both parties, or the AAARP without even a pip of acknowledgement...

Sigh.