Given that you've waited this long, I'm going to guess you're not really into computers and tech stuff and are not going to be gung-ho to read the docs and play and explore all the options.
So my main advice? Pick a friend that can be your tech support & tutor and is willing to teach you what you need to get started. If they like android, get an android. If they like iPhones, get an iPhone. If you don't have a friend that fits this description, make one 
Expensive lessons to know early --
- Don't take it internationally without research. It might work fine, but you can get a very large bill if you're not careful.
- Backups. Having lots of pictures on your phone is great, until you lose your phone. Anything important should be saved in at least two places! Even a backup to the "cloud" counts as one copy. Cloud companies go out of business, and there's always the chance you'll accidentally delete something that can't be restored.
- Security. Smart phones are targets for hackers and cyber-thieves. Be paranoid and untrusting. Assume most email and texts are forged and are trying to get your money.
Good luck
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