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In reply to the discussion: The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout [View all]FakeNoose
(42,601 posts)28. I have also had a recent experience with Nationwide (luckily) and they have been remarkable
Last summer I experienced a catastrophic housefire and my homeowner's policy was with Nationwide. They quickly paid out for all damage repair at current estimated cost (not at the value that my house was purchased, but at today's replacement cost.)
I have no complaints with Nationwide, they are currently monitoring the rebuilding of my house and replacement of lost possessions and furnishings. Prior to that housefire I had never thought about what would happen if I ever went through a terrible loss like this. It was life-changing for me.
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The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout [View all]
mahatmakanejeeves
Yesterday
OP
If a customer has a question, that sets off an alarm with those mother-f6ckers
wolfie001
Yesterday
#3
You can't even have them check to see if your roof is okay after a hail storm.
moreland01
15 hrs ago
#40
Umm... that reticence runs throughout the entirety of the insurance racket.
OldBaldy1701E
Yesterday
#4
THE BIG FIVE: These are the biggest offenders. New Jersey's Department of Insurance listed companies with
3Hotdogs
Yesterday
#5
Another insurance rip-offs are the health insurance clubs that are not insurance. They are not rated by state agencies
3Hotdogs
Yesterday
#7
"I don't understand why people post shit nobody without a subscription (to the WSJ, no less) can read."
mahatmakanejeeves
21 hrs ago
#19
We just dumped USAA (after 70 years with several generations of my family)
moreland01
15 hrs ago
#41
Too often, when someone files a homeowners claim their policy is not renewed by the insurer
dlk
21 hrs ago
#22
I had a water claim a few years back. All the basements on my block flooded because a storm drain behind our
Raftergirl
20 hrs ago
#24
I have also had a recent experience with Nationwide (luckily) and they have been remarkable
FakeNoose
19 hrs ago
#28
Great to hear this and good luck with the rebuilding! Can't imagine going through something like that with
Raftergirl
18 hrs ago
#35
'22 or '23. But I have this specific coverage in my policy. As another poster wrote, it only costs an extra couple
Raftergirl
13 hrs ago
#45
Like a good little drone, I've been paying house insurance premiums since 1978,
BobTheSubgenius
19 hrs ago
#27
It pays to spend a little time with an agent to understand what your insurance is covering
sarisataka
16 hrs ago
#38