roof leaks through the ceiling in 4 places. I have maybe 20 k in my 403b. Had a quadruple bypass in January 2024. (I'm doing well). I've got about 25 years left on my current refinance at 1300 a month. I only earn 26 bucks an hour. My wife has a small business and earns less than that. She is not insured as my work changed from being umbrellaed in a non profit 13,000 employee organization to an independent at 20 employees. Family coverage premium would have gone from 500/month to 1600 per month. So it's just me via company. We have a good separate dental/vision plan through my work that covers my whole Family, though. My 21 year old daughter is working full time hours but is not considered a fulltime employee. She has her own Healthcare BC/BS plan via Illinois marketplace which I help her pay for. My 18 year old daughter is starting college next fall and qualified for Medicaid as she has cerebral palsy.
I still plan to start drawing Soc Security in a couple years and changing gigs to a side hustle that will get me enough income without taking a hit on the social security pmt. I didn't have my kids until I was in my 40s so I'm kinda running outa runway, LOL.
Find a room mate, reconnect with siblings or extended family. I don't know if you've seen the film NOMADLAND, but I think it is important to find a community to be part of, even if you're going to be on the move.
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