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Ms. Toad

(38,422 posts)
43. You just go to the website, price check your medication, print the coupon, and take it to the store.
Mon Feb 2, 2026, 09:47 PM
Feb 2

The only thing beyond that you need to understand is that if you are using lots of medications and have a relatively low out of pocket cap, you may be costing yourself in the long run because meds bought without insurance don't count toward that cap.

I'll never hit the cap (my spend is $1-200/year. So if GoodRx (or Costco) is cheaper I buy there.
My spouse is taking so many meds that she'll hit the $2100 cap (after which all meds are free to her). So it doesn't matter that GoodRx is cheaper - she only has to pay $2100 under insurance, so buying GoodRx actually costs money (since she is paying that on top of the $2100)

Recommendations

2 members have recommended this reply (displayed in chronological order):

Single Payer NonProfit Healthcare NOW! leftstreet Feb 2 #1
I rec your post x 1 quadrillion Clouds Passing Feb 2 #2
I had a major health event four months after I went on Medicare. CrispyQ Feb 2 #3
Thank you. My case is not important; it won't break us... NNadir Feb 2 #4
Good RX is a life saver Give Peace A Chance Feb 2 #6
Doesn't help much with some brand-only drugs like Eliquis. And doesn't cover many chemo/immuno drugs. erronis Feb 2 #20
I have to say, as a Canadian, I cannot even envision having to pay so much for Bev54 Feb 2 #5
The problem is that many Americans don't do it because they can't. NNadir Feb 2 #10
My latest refill $200 jonstl08 Feb 2 #7
I'm on a new med that is $1,200/mo. It's made by a South Korean company so I am waiting to see if the price is going RamblingRose Feb 2 #8
Ow. I hope that's not your out of pocket cost. NNadir Feb 2 #11
It is till I reach my max. out of pocket for the year. It's also a "controlled" substance so difficult to fill. RamblingRose Feb 2 #17
I'm sorry to hear that. If it's the drug I'm guessing it is... NNadir Feb 2 #27
I think it's 2039! On a side note - I'll be a "patient panelist" at their National Sales Conference in Orlando next week RamblingRose Feb 2 #34
It's the drug I thought it was. The internet info I have says 2032. NNadir Feb 2 #36
Got a script that cost $2,800. Eye drops. multigraincracker Feb 2 #9
We do need Medicare for all but LtTx Feb 2 #12
I don't understand your statement... llmart Feb 2 #19
yes LtTx Feb 2 #32
Medicare for All is different from our current area51 Feb 2 #35
Your numbers are off. Are you talking about the Medicare Part A and Part B? And for a 65+ year old? erronis Feb 2 #21
Medicare LtTx Feb 2 #33
On top of that, most people on Medicare spent 40 years being taxed for it before they ever became eligible to use it. MichMan Feb 2 #22
This is terrible! Karma13612 Feb 2 #13
After I meet my deductible my medications are free. NNadir Feb 2 #24
You are a brave, altruistic and pragmatic soldier. May you enjoy Karma13612 Feb 2 #29
Someone I know from HS almost died from the flu this year. Lucky Luciano Feb 2 #14
pitiful poozwah Feb 2 #15
I hear you. Glad you are able to obtain your meds. I'm fortunate, too, but it's bad out there for a lot of people. Joinfortmill Feb 2 #16
Have you checked to see what it would cost to get your drug from Canada? radical noodle Feb 2 #18
Just put on a chemo drug at $15,000/month. Needles to say, if I have to pay this, I can't/won't. erronis Feb 2 #23
Annual deductible, or out of pocket cap? Ms. Toad Feb 2 #25
I'm curious what the cost would be if you don't put it through your insurance NoSheep Feb 2 #26
Interesting. I need to understand Good Rx better. Joinfortmill Feb 2 #28
You just go to the website, price check your medication, print the coupon, and take it to the store. Ms. Toad Feb 2 #43
Wow. Karma13612 Feb 2 #30
it's all a deep mystery to me. NoSheep Feb 2 #37
That's in the price range where GoodRx or Costco are generally cheaper than buying through insurance. Ms. Toad Feb 2 #42
My colon test kit was $170 LetMyPeopleVote Feb 2 #31
I had a prescription I was supposed to get on a coupon AllyCat Feb 2 #38
Our drugs are going through the roof, too... slightlv Feb 2 #39
I may be "mis-remembering", but popsdenver Feb 2 #40
When I was in Dallas last month DFW Feb 2 #41
Health care (and health insurance) for profit should be an oxymoron. ShazzieB Feb 3 #44
I will be rationing for the next two weeks. OldBaldy1701E Feb 3 #45
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