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NNadir

(37,576 posts)
24. After I meet my deductible my medications are free.
Mon Feb 2, 2026, 12:24 PM
Feb 2

Out of pocket, assuming I do not require hospitalization, drugs and payments per year are around $2700.

I believe that counts toward the $8,000 yearly maximum, co pays included.

I have lived a long and overall wonderful life with some pain, psychological and otherwise. My worth to society is not such that I would agree to spending hundreds of thousand dollars, my money or government money or even insurer's moneyfor extreme efforts to extend my life for short periods with low quality of life. On the other hand, a child with cancer or in need of heart surgery or the like should be supported by society. The money spent to keep Steven Hawkings alive was well spent, and this is surely the case for people nowhere near as famous or important as he was.

There is a point at which limited resources should be invested in the younger generations. I recall that the cost of my father's death from cancer resulting from his tobacco addiction was over $250,000, this in the 1990's, most of it incurred after the point there was no hope for survival although no one other than me recognized as much. It was insured, but I question whether it might not have been better to keep him comfortable as the end came rather than engage in the extreme measures peddled as "hope."

My $665 a month drug should extend my life for a longer period in which I may remain useful, but it would not be appropriate if there were no hope for recovery from some other syndrome. It might actually be cruel in that case.

This may be controversial to say, but as an old man staring down mortality, it's how I feel.

Recommendations

2 members have recommended this reply (displayed in chronological order):

Single Payer NonProfit Healthcare NOW! leftstreet Feb 2 #1
I rec your post x 1 quadrillion Clouds Passing Feb 2 #2
I had a major health event four months after I went on Medicare. CrispyQ Feb 2 #3
Thank you. My case is not important; it won't break us... NNadir Feb 2 #4
Good RX is a life saver Give Peace A Chance Feb 2 #6
Doesn't help much with some brand-only drugs like Eliquis. And doesn't cover many chemo/immuno drugs. erronis Feb 2 #20
I have to say, as a Canadian, I cannot even envision having to pay so much for Bev54 Feb 2 #5
The problem is that many Americans don't do it because they can't. NNadir Feb 2 #10
My latest refill $200 jonstl08 Feb 2 #7
I'm on a new med that is $1,200/mo. It's made by a South Korean company so I am waiting to see if the price is going RamblingRose Feb 2 #8
Ow. I hope that's not your out of pocket cost. NNadir Feb 2 #11
It is till I reach my max. out of pocket for the year. It's also a "controlled" substance so difficult to fill. RamblingRose Feb 2 #17
I'm sorry to hear that. If it's the drug I'm guessing it is... NNadir Feb 2 #27
I think it's 2039! On a side note - I'll be a "patient panelist" at their National Sales Conference in Orlando next week RamblingRose Feb 2 #34
It's the drug I thought it was. The internet info I have says 2032. NNadir Feb 2 #36
Got a script that cost $2,800. Eye drops. multigraincracker Feb 2 #9
We do need Medicare for all but LtTx Feb 2 #12
I don't understand your statement... llmart Feb 2 #19
yes LtTx Feb 2 #32
Medicare for All is different from our current area51 Feb 2 #35
Your numbers are off. Are you talking about the Medicare Part A and Part B? And for a 65+ year old? erronis Feb 2 #21
Medicare LtTx Feb 2 #33
On top of that, most people on Medicare spent 40 years being taxed for it before they ever became eligible to use it. MichMan Feb 2 #22
This is terrible! Karma13612 Feb 2 #13
After I meet my deductible my medications are free. NNadir Feb 2 #24
You are a brave, altruistic and pragmatic soldier. May you enjoy Karma13612 Feb 2 #29
Someone I know from HS almost died from the flu this year. Lucky Luciano Feb 2 #14
pitiful poozwah Feb 2 #15
I hear you. Glad you are able to obtain your meds. I'm fortunate, too, but it's bad out there for a lot of people. Joinfortmill Feb 2 #16
Have you checked to see what it would cost to get your drug from Canada? radical noodle Feb 2 #18
Just put on a chemo drug at $15,000/month. Needles to say, if I have to pay this, I can't/won't. erronis Feb 2 #23
Annual deductible, or out of pocket cap? Ms. Toad Feb 2 #25
I'm curious what the cost would be if you don't put it through your insurance NoSheep Feb 2 #26
Interesting. I need to understand Good Rx better. Joinfortmill Feb 2 #28
You just go to the website, price check your medication, print the coupon, and take it to the store. Ms. Toad Feb 2 #43
Wow. Karma13612 Feb 2 #30
it's all a deep mystery to me. NoSheep Feb 2 #37
That's in the price range where GoodRx or Costco are generally cheaper than buying through insurance. Ms. Toad Feb 2 #42
My colon test kit was $170 LetMyPeopleVote Feb 2 #31
I had a prescription I was supposed to get on a coupon AllyCat Feb 2 #38
Our drugs are going through the roof, too... slightlv Feb 2 #39
I may be "mis-remembering", but popsdenver Feb 2 #40
When I was in Dallas last month DFW Feb 2 #41
Health care (and health insurance) for profit should be an oxymoron. ShazzieB Feb 3 #44
I will be rationing for the next two weeks. OldBaldy1701E Feb 3 #45
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