General Discussion

There is nothing wrong with you making a move to survive. I don't think anyone here begrudges you that.

It takes a high level of temerity to lecture as you leave others to the problem at hand while you "tough it out" in a the ever-so-dangerous Costa Rica.

You managed to equate people's marveling at karma as schadenfreude. They aren't the same, though similar. Schadenfreude is pleasure in someone else's misfortune. Karma is recognizing when a person's own actions, good or bad, is tied to their own circumstance, good or bad.

I'm aware that some countries only require a modest pension income in order to obtain residency. Those governments determined that the modest income was a net positive to their economies. However, when you move to another capitalistic country, you displaced someone of similar standing. They probably were OK. They displaced someone else of similar standing.

But the problem with a purely capitalistic society is that someone is going to be at the bottom. Did you consider that you very well might have made it worse for those on the bottom of the economy of the country that you entered? Do you even have to care?

I don't know if you're white, but your post reeks of white privilege.