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In reply to the discussion: If You Have Investments in Anything Related to AI, Start Unloading Them. [View all]Sympthsical
(10,825 posts)Became an adult as the DotCom bubble burst and then lost my job in 2008 in that crash, so I've always been skittish about retirement. Just insanely risk averse.
We've had to be coaxed out of it by friends in the last five or so years, for lack of a better word, lol.
We bought our home in the Bay Area six years ago with the crazy low rates as well. It's appreciated about 30% in that time. But we're kind of now in this place where we keep discussing downsizing. Our mortgage is totally fine right now as is. We really just feel like it's too much house for two people (seriously tired of cleaning this place). But the current higher rates are staying our hands on the situation.
Our current attitude is a little, "Let's revisit this in maybe three to five years." I guess I'll eventually buy a Roomba or something.