General Discussion

Sympthsical

(10,825 posts)

65. Yeah, we've been conservative

Tue Dec 16, 2025, 02:21 PM

14 hrs ago

We both grew up poor and tend to be frugal people generally. During the pandemic, we went through retirement plans and firmed up the foundational baseline 401k, Roth IRA, mutuals, etc and then started setting aside "It's not disastrous if we lose it" retirement money. Not crazy amounts, just a portion that could be subjected to higher risk.

I am not the retirement planning person in the house, so I feel like I can be talked into anything. I truly have no idea, and that's probably irresponsible.

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If You Have Investments in Anything Related to AI, Start Unloading Them. [View all] MineralMan Monday OP

I work for a Multinational Corp. TBA Monday #1

Just like the dot com bubble Dave says Monday #6

The problem is not with the product. The problem is the way the FINANCING of the product is structured. 3Hotdogs Monday #22

It's not the same gulliver Yesterday #47

They also make hardware in addition to software Sympthsical 15 hrs ago #58

Lots of companies are integrating AI angrychair Monday #40

This has been my firsthand experience as well. W_HAMILTON Monday #44

My nursing school uses AI to teach Sympthsical 15 hrs ago #59

I also am old enough to remember the first time i saw the internet... W_HAMILTON Monday #43

IBM and McDs couldn't make an AI menu system work consistently, I doubt others success uponit7771 15 hrs ago #54

I entirely agree dickthegrouch Monday #2

these doom and gloom financial predictions rollin74 Monday #3

Everyone here thinks they're Michael Burry fujiyamasan Monday #13

... cause this time circular financing without organic income is different this time? uponit7771 15 hrs ago #61

AI, grok, crypto..................... Lovie777 Monday #4

While I understand your point, I believe AI is more in the over-promised stage similar to right before the Dot.com artemisia1 Monday #5

I agree Dave says Monday #7

Partially right, IMO Happy Hoosier Monday #8

21st century needs require 21st century tools.... anciano Monday #9

Most of the junk you see isn't good quality ai jfz9580m Yesterday #46

The valuations don't make much sense fujiyamasan Monday #10

I'm more inclined to listen to my trained financial advisors. Gore1FL Monday #11

The zillow dollar question is not if, CanonRay Monday #12

AI has been around for a long time. LeftInTX Monday #14

No. They are not interchangeable terms. Celerity Monday #15

But it's used in common speech nowadays LeftInTX Monday #20

It seems if many non-AI things are now being re-branded as AI Deminpenn 23 hrs ago #50

Same advice I always give: don't make financial decisions based on buy or sell advice from a DU poster. onenote Monday #16

Yes, I've been here for decades fujiyamasan Monday #29

If I took investing advice here, I would have sold everything years ago and hid it in a mattress somewhere MichMan 19 hrs ago #52

I completely agree about your assessment of Crypto currency Buddyzbuddy Monday #17

Like it or not, AI has a solid function in business Mr.WeRP Monday #18

Who has money to invest? ThreeNoSeep Monday #19

Well, A.I. has destroyed my profession entirely already. OldBaldy1701E Monday #21

I'll have you know that I've invested heavily in crypto Orrex Monday #23

LOL! MineralMan Monday #25

Yeah, but with hotels!!?!?! dutch777 Monday #31

Whoa--easy there, moneybags! Orrex Monday #38

The problem here isn't whether AI (I hate that name, its so false) will exist into the future, it will Cheezoholic Monday #24

There is chatter about how the " large language model" isn't the right one Klarkashton Monday #26

Not Quite Metaphorical Monday #37

Correct, too much hallucinating uponit7771 15 hrs ago #55

You're right. I'm going straight into scratch lottery tickets underpants Monday #27

I didn't buy Micron at 12 cents in 1984 bucolic_frolic Monday #28

Yep, people coming out of Forest Gump likely thought they "missed the boat" with Apple in 1994 fujiyamasan Monday #30

We started getting into Nvidia about three years ago Sympthsical 14 hrs ago #63

Good call on nvdia fujiyamasan 14 hrs ago #64

Yeah, we've been conservative Sympthsical 14 hrs ago #65

I think for some of us in our forties we became particularly risk averse after the Great Recession fujiyamasan 13 hrs ago #66

Exact same here Sympthsical 13 hrs ago #67

The fake-looking generated art and chatbots are but a sliver of what AI is and can do TheProle Monday #32

I've been saying this on Linked In Metaphorical Monday #33

The big money return in crypto is::: Norrrm Monday #34

AI works for some things Diraven Monday #35

"It is not really intelligent and has no ability to truly create anything." dedl67 Monday #36

Agree.... anciano Monday #39

doubtful. WarGamer Monday #41

Yes, Gemini 3 is impressive and much faster than before fujiyamasan Monday #42

This is from Gemini itself uponit7771 15 hrs ago #60

there are certain things I WILL NOT use AI for... WarGamer 5 hrs ago #68

It's fucking boring and it makes the people who use it fucking boring. hunter Yesterday #45

AI is changing the world for the better gulliver Yesterday #48

Remember how computers were going to reduce the amount of paperwork we suffered... hunter 19 hrs ago #51

Now do hallucination rate uponit7771 15 hrs ago #56

I think that's a bit starry-eyed Happy Hoosier 15 hrs ago #62

Sell Ford and buy Jeremiah Buggy stock.....1912 Melon Yesterday #49

Right now Fords engine doesn't work like they said it does, of course sell Ford uponit7771 15 hrs ago #57

Cryptocurrency is literally hot air. Qutzupalotl 16 hrs ago #53