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3Hotdogs

(14,947 posts)

22. The problem is not with the product. The problem is the way the FINANCING of the product is structured.

Mon Dec 15, 2025, 05:09 PM

Monday

AI companies are selling the service and associated hardware. But they are loaning money to the purchasers to buy their product,

The purchasers will have to make/save enough money from the purchasers to repay the A.I. companies AND make a profit off of the product. One estimate is that it will take decades for all of this to shake out.

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fujiyamasan

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If You Have Investments in Anything Related to AI, Start Unloading Them. [View all] MineralMan Monday OP

I work for a Multinational Corp. TBA Monday #1

Just like the dot com bubble Dave says Monday #6

The problem is not with the product. The problem is the way the FINANCING of the product is structured. 3Hotdogs Monday #22

It's not the same gulliver 22 hrs ago #47

They also make hardware in addition to software Sympthsical 11 hrs ago #58

Lots of companies are integrating AI angrychair Monday #40

This has been my firsthand experience as well. W_HAMILTON Monday #44

My nursing school uses AI to teach Sympthsical 11 hrs ago #59

I also am old enough to remember the first time i saw the internet... W_HAMILTON Monday #43

IBM and McDs couldn't make an AI menu system work consistently, I doubt others success uponit7771 11 hrs ago #54

I entirely agree dickthegrouch Monday #2

these doom and gloom financial predictions rollin74 Monday #3

Everyone here thinks they're Michael Burry fujiyamasan Monday #13

... cause this time circular financing without organic income is different this time? uponit7771 11 hrs ago #61

AI, grok, crypto..................... Lovie777 Monday #4

While I understand your point, I believe AI is more in the over-promised stage similar to right before the Dot.com artemisia1 Monday #5

I agree Dave says Monday #7

Partially right, IMO Happy Hoosier Monday #8

21st century needs require 21st century tools.... anciano Monday #9

Most of the junk you see isn't good quality ai jfz9580m 23 hrs ago #46

The valuations don't make much sense fujiyamasan Monday #10

I'm more inclined to listen to my trained financial advisors. Gore1FL Monday #11

The zillow dollar question is not if, CanonRay Monday #12

AI has been around for a long time. LeftInTX Monday #14

No. They are not interchangeable terms. Celerity Monday #15

But it's used in common speech nowadays LeftInTX Monday #20

It seems if many non-AI things are now being re-branded as AI Deminpenn 19 hrs ago #50

Same advice I always give: don't make financial decisions based on buy or sell advice from a DU poster. onenote Monday #16

Yes, I've been here for decades fujiyamasan Monday #29

If I took investing advice here, I would have sold everything years ago and hid it in a mattress somewhere MichMan 15 hrs ago #52

I completely agree about your assessment of Crypto currency Buddyzbuddy Monday #17

Like it or not, AI has a solid function in business Mr.WeRP Monday #18

Who has money to invest? ThreeNoSeep Monday #19

Well, A.I. has destroyed my profession entirely already. OldBaldy1701E Monday #21

I'll have you know that I've invested heavily in crypto Orrex Monday #23

LOL! MineralMan Monday #25

Yeah, but with hotels!!?!?! dutch777 Monday #31

Whoa--easy there, moneybags! Orrex Monday #38

The problem here isn't whether AI (I hate that name, its so false) will exist into the future, it will Cheezoholic Monday #24

There is chatter about how the " large language model" isn't the right one Klarkashton Monday #26

Not Quite Metaphorical Monday #37

Correct, too much hallucinating uponit7771 11 hrs ago #55

You're right. I'm going straight into scratch lottery tickets underpants Monday #27

I didn't buy Micron at 12 cents in 1984 bucolic_frolic Monday #28

Yep, people coming out of Forest Gump likely thought they "missed the boat" with Apple in 1994 fujiyamasan Monday #30

We started getting into Nvidia about three years ago Sympthsical 10 hrs ago #63

Good call on nvdia fujiyamasan 10 hrs ago #64

Yeah, we've been conservative Sympthsical 10 hrs ago #65

I think for some of us in our forties we became particularly risk averse after the Great Recession fujiyamasan 9 hrs ago #66

Exact same here Sympthsical 9 hrs ago #67

The fake-looking generated art and chatbots are but a sliver of what AI is and can do TheProle Monday #32

I've been saying this on Linked In Metaphorical Monday #33

The big money return in crypto is::: Norrrm Monday #34

AI works for some things Diraven Monday #35

"It is not really intelligent and has no ability to truly create anything." dedl67 Monday #36

Agree.... anciano Monday #39

doubtful. WarGamer Monday #41

Yes, Gemini 3 is impressive and much faster than before fujiyamasan Monday #42

This is from Gemini itself uponit7771 11 hrs ago #60

there are certain things I WILL NOT use AI for... WarGamer 1 hr ago #68

It's fucking boring and it makes the people who use it fucking boring. hunter 23 hrs ago #45

AI is changing the world for the better gulliver 22 hrs ago #48

Remember how computers were going to reduce the amount of paperwork we suffered... hunter 15 hrs ago #51

Now do hallucination rate uponit7771 11 hrs ago #56

I think that's a bit starry-eyed Happy Hoosier 11 hrs ago #62

Sell Ford and buy Jeremiah Buggy stock.....1912 Melon 22 hrs ago #49

Right now Fords engine doesn't work like they said it does, of course sell Ford uponit7771 11 hrs ago #57

Cryptocurrency is literally hot air. Qutzupalotl 12 hrs ago #53