General Discussion

I'm invested used aggressive mutual funds. One is an IRA which I am taking required minimum distributions and one is just a regular mutual fund. I've taken two distributions from the IRA mutual fund and still have eight years before I have to withdraw it all so that leave my other one to grow. Normally, when you retire and begin RMD you shift your investments to more conservative funds but I have a good military retirement, Social Security, and my RMD provide me enough money to live on and sock money in the bank.

I don't expect 20 or 30% returns but I think getting an 8% return is reasonable. I don't worry, much, about market because I have a buy-and-hold strategy which has worked out well over the past 30 years.