General Discussion

I'm paying down credit card debt and finding ways to cut expenses.

The engine oil in my car is the most costly there is 0-20. Cheapest oil change is $80, = tax. I am going to spend around $80 to buy ramps, oil filter wrench, mechanic's dolly and container to capture the waste oil so's it can be turned over to the town for recycling. I used to change my own oil but stopped when I got a teaching position.

I am now retired.

I will be debt free in three years or less. Mortgage was liquidated 10 years ago.