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LuckyCharms

(21,813 posts)
Sat Dec 13, 2025, 06:01 PM Dec 13

This message was self-deleted by its author

This message was self-deleted by its author (LuckyCharms) on Thu Dec 18, 2025, 07:42 PM. When the original post in a discussion thread is self-deleted, the entire discussion thread is automatically locked so new replies cannot be posted.

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This message was self-deleted by its author (Original Post) LuckyCharms Dec 13 OP
You are supposed to use your official signature, but you might take it to your bank/credit union... hlthe2b Dec 13 #1
That's The Best Path ProfessorGAC Dec 13 #2
I've endorsed mine with my first and middle initial and my last name Nittersing Dec 13 #3
The first letter of my nickname is not the same as... LuckyCharms Dec 13 #4
Same. Editing... meaning mine are also not the same... lol Nittersing Dec 13 #5
So if the check was made out to your nickname... LuckyCharms Dec 13 #6
I have done both Nittersing Dec 13 #9
OK!! I'm going to sign it as "Beth"! LuckyCharms Dec 13 #10
LOL Nittersing Dec 13 #11
MY NAME IS NOT BETH! LuckyCharms Dec 13 #12
Send it to me! I'll get it cashed! rsdsharp Dec 15 #26
Like Dick and Richard? AZJonnie Dec 13 #7
Sort of Jonnie... LuckyCharms Dec 13 #8
Walk into your branch and explain it to a human. Iggo Dec 13 #13
You mean, like... LuckyCharms Dec 13 #14
I know, right? Iggo Dec 13 #15
weren't you just waxing on about a 12 dollar breakfast? Skittles Dec 14 #20
I don't know if this has changed and never verified it beyond accounting class. discntnt_irny_srcsm Dec 13 #16
That's been my understanding nuxvomica Dec 13 #18
With my signature you can make out maybe two letters, and I've never had an issue with getting a check cashed. Xavier Breath Dec 13 #17
If it was mine, I'd sign it with first initial of first name, then full last name, and then Sogo Dec 13 #19
Update for those interested: I took the check to the bank. LuckyCharms Dec 15 #21
Way to go, True Dough Dec 15 #22
You tell 'em, Harker! Niagara Dec 15 #23
I think everyone on DU True Dough Dec 15 #25
lol Niagara Dec 15 #27
I'm going to stick with Harker. True Dough Dec 15 #28
Harker it is Niagara Dec 15 #29
Gifs? True Dough Dec 16 #30
I forgot to rec this response, True Niagara Dec 18 #31
Yay!!! Niagara Dec 15 #24
You can endorse " For Deposit Only " with the account number and see if they flag it. JMCKUSICK Dec 18 #32

hlthe2b

(112,826 posts)
1. You are supposed to use your official signature, but you might take it to your bank/credit union...
Sat Dec 13, 2025, 06:04 PM
Dec 13

and have them advise you on how to avoid having it questioned.

ProfessorGAC

(75,855 posts)
2. That's The Best Path
Sat Dec 13, 2025, 06:08 PM
Dec 13

Usually tellers know what to do, so it's not like he'd need an appointment with a VP.
I was on the board of a pretty big CU for a long time & found them to be pretty flexible & the tellers to be very kno

Nittersing

(8,118 posts)
3. I've endorsed mine with my first and middle initial and my last name
Sat Dec 13, 2025, 06:11 PM
Dec 13

And have never had any problems. I've had checks made out to my nick name and signed with the nick name and signed with my initials. They've all gone through just fine.

LuckyCharms

(21,813 posts)
4. The first letter of my nickname is not the same as...
Sat Dec 13, 2025, 06:15 PM
Dec 13

the first letter of my real name.

Nittersing

(8,118 posts)
5. Same. Editing... meaning mine are also not the same... lol
Sat Dec 13, 2025, 06:16 PM
Dec 13

LuckyCharms

(21,813 posts)
6. So if the check was made out to your nickname...
Sat Dec 13, 2025, 06:19 PM
Dec 13

You still sign with the first initial of your real name?

Nittersing

(8,118 posts)
9. I have done both
Sat Dec 13, 2025, 06:28 PM
Dec 13

My real name is Elizabeth. My usual nickname is Beth.

I have signed with "Beth" or "E" or "Elizabeth." All have been fine.

LuckyCharms

(21,813 posts)
10. OK!! I'm going to sign it as "Beth"!
Sat Dec 13, 2025, 06:29 PM
Dec 13

Thank you!

Nittersing

(8,118 posts)
11. LOL
Sat Dec 13, 2025, 06:32 PM
Dec 13

Hi Beth!

LuckyCharms

(21,813 posts)
12. MY NAME IS NOT BETH!
Sat Dec 13, 2025, 06:36 PM
Dec 13

Holy cow! Now I'm really confused! I'll never be able to cash this check!!

rsdsharp

(11,794 posts)
26. Send it to me! I'll get it cashed!
Mon Dec 15, 2025, 09:23 PM
Dec 15

AZJonnie

(2,836 posts)
7. Like Dick and Richard?
Sat Dec 13, 2025, 06:21 PM
Dec 13


MY GUESS: I would just sign it with the same signature you sign your checks and such with. I think what they'll care most about is that there's an account they can take it BACK from if the check-writer were to complain. They care less about the signature matching the name on the check than they would about the sig being the recognized one of the account holder into who's account the funds were placed. I think your signature is essentially saying "I promise this is written to me". That's my guess that seems logical but could be wrong

Hope your feeling better lately Lucky my man!

LuckyCharms

(21,813 posts)
8. Sort of Jonnie...
Sat Dec 13, 2025, 06:25 PM
Dec 13

Only "Dick" would be misspelled as "Diki".

Thanks for your kind words friend!

Iggo

(49,655 posts)
13. Walk into your branch and explain it to a human.
Sat Dec 13, 2025, 06:41 PM
Dec 13

That’s the way I’d do it.

Good luck!

LuckyCharms

(21,813 posts)
14. You mean, like...
Sat Dec 13, 2025, 06:42 PM
Dec 13

I HAVE TO LEAVE THE HOUSE???

Iggo

(49,655 posts)
15. I know, right?
Sat Dec 13, 2025, 06:48 PM
Dec 13

Skittles

(169,601 posts)
20. weren't you just waxing on about a 12 dollar breakfast?
Sun Dec 14, 2025, 12:14 AM
Dec 14

GET OUT OF THE HOUSE AGAIN

discntnt_irny_srcsm

(18,721 posts)
16. I don't know if this has changed and never verified it beyond accounting class.
Sat Dec 13, 2025, 07:13 PM
Dec 13

Sign the name written on the face of the check as spelled.
Below sign your name as you would per the legal name your account is registered to.
If it's written to Peggy Smith, sign Peggy Smith then sign Margaret A Smith below.

nuxvomica

(13,895 posts)
18. That's been my understanding
Sat Dec 13, 2025, 07:47 PM
Dec 13

Write the payee name then your legal name below it. But if it's a common nickname, like "Joe" for "Joseph", it's usually no necessary.

Xavier Breath

(6,477 posts)
17. With my signature you can make out maybe two letters, and I've never had an issue with getting a check cashed.
Sat Dec 13, 2025, 07:22 PM
Dec 13

I'd think the bigger issue would be your ID vs the payee name.

As someone else suggested, go inside the bank and speak with a teller. I'm sure payee name issues like this crop up all the time.

Sogo

(6,985 posts)
19. If it was mine, I'd sign it with first initial of first name, then full last name, and then
Sat Dec 13, 2025, 09:05 PM
Dec 13

under that write "for deposit only - account # xxxxxxxxx"

LuckyCharms

(21,813 posts)
21. Update for those interested: I took the check to the bank.
Mon Dec 15, 2025, 01:26 PM
Dec 15

I explained the entire situation to the teller, and she told me to just use my traditional signature. I did so, and deposited the check.

She did, however, securitize the check for about 30 seconds. It got kind of wadded up in my pocket because I shoveled snow with it in my pocket prior to going to the bank. Also, the person who made that check out from the organization that held the raffle had really terrible handwriting. These things made the check look really sketchy.

I'm not sure how I would have fared if I tried to do a mobile deposit on my phone with that check.

Thank you all for your responses.

True Dough

(25,842 posts)
22. Way to go,
Mon Dec 15, 2025, 08:56 PM
Dec 15

Michael!

Niagara

(11,529 posts)
23. You tell 'em, Harker!
Mon Dec 15, 2025, 09:08 PM
Dec 15

I was just reminiscing about the time I called you by Harker's handle by mistake.


True Dough

(25,842 posts)
25. I think everyone on DU
Mon Dec 15, 2025, 09:19 PM
Dec 15

should be named Harker. Then you'd never have to worry.



Niagara

(11,529 posts)
27. lol
Mon Dec 15, 2025, 09:30 PM
Dec 15

I can't remember who it was, but someone made a suggestion that we all should change our handles to Floyd R Turbo.


It was a long time ago but that suggestion still makes me laugh to this day.


We'll have to put it to a vote: "Harker" or "Floyd R Turbo".




True Dough

(25,842 posts)
28. I'm going to stick with Harker.
Mon Dec 15, 2025, 09:35 PM
Dec 15

If we were all Floyd, the world would quickly run out of emojis.

Niagara

(11,529 posts)
29. Harker it is
Mon Dec 15, 2025, 09:48 PM
Dec 15

I found some cool emojis but the html in them sometimes changes them to DU emojis.

●'◡'● (*°▽°*) ❁´◡`❁


You might have teach Floyd about GIFS one day. I think he might like those!

True Dough

(25,842 posts)
30. Gifs?
Tue Dec 16, 2025, 01:27 AM
Dec 16

I don't know anything about no gifs!?!

Niagara

(11,529 posts)
31. I forgot to rec this response, True
Thu Dec 18, 2025, 05:09 PM
Dec 18

Niagara

(11,529 posts)
24. Yay!!!
Mon Dec 15, 2025, 09:09 PM
Dec 15

JMCKUSICK

(5,143 posts)
32. You can endorse " For Deposit Only " with the account number and see if they flag it.
Thu Dec 18, 2025, 05:34 PM
Dec 18
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