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C0RI0LANUS

(3,015 posts)
Thu Dec 12, 2024, 07:26 AM Dec 2024

Americans Could Use a Database of Mortalities Caused by Callous Health Insurance Company Policies

Last edited Thu Dec 12, 2024, 03:13 PM - Edit history (1)

Like the excellent Gun Violence Archive which details gun deaths throughout the US, Americans could use a national database of deaths caused by inhuman health insurance policies, like those perpetrated by United HealthCare.

You can see how https://www.gunviolencearchive.org/ efficiently records gun violence daily in every state.

The closest I came across in my research is the US Mortality Database at https://usa.mortality.org/.

But those researchers do not disclose denied treatment by a health insurance company.

A sample entry for the potential (and massive) database of health insurance corporate cruelty could look like this:

Incident 7598 / Patient aged 85 denied insulin / UHC / Physician's Hospital, NYC / 18 Nov 2024 / Premiums paid to company over time: $6,467.00 / Result: Death within 72 hours / Medical Bankruptcy: Yes/No

Incident 7599 / Patient aged 27 denied blood medication / Blue Cross & Blue Shield / Kansas Hospital, KS / 12 Dec 2024 / Premiums Paid to Company over time: $2,228 / Result: Patient left with $8,000 monthly bill / Medical Bankruptcy: YES

This would be a tremendous undertaking and I imagine each state in America would have scores, if not hundreds, of entries per day.

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ReRe

(11,342 posts)
3. States probably wouldn't support
Thu Dec 12, 2024, 09:30 AM
Dec 2024

such a register, i.e. if they happened to be a red state.

Now the blue states could go to town on such a register.

Who needs red states if they don't want to participate?

The case would be made if only blue states kept track.

ColinC

(11,098 posts)
5. Considering how loaded both parties are from health insurance money
Thu Dec 12, 2024, 09:46 AM
Dec 2024

I doubt this can gain a whole lot of traction in the short term. And unfortunately as a long term goal, would likely not be too helpful in solving the overall issue.

lark

(24,655 posts)
4. States where the insurance co. are located would be bribed to refuse to participate.
Thu Dec 12, 2024, 09:33 AM
Dec 2024

You can bet FL and TX wouldn't participate.

Of course a reich wing legislature like we will have come 1/20/25 would never pass anything like that to begin with, they support the rich killing the working class/poor.

C0RI0LANUS

(3,015 posts)
6. This would be a victim-supported organization, like M.A.D.D. or "Moms Demand Action" against guns.
Thu Dec 12, 2024, 09:58 AM
Dec 2024

A national 501(c)(3) non-profit organization like the ACLU or SPLC doesn't need the cooperation of the states or the federal govt.

Like MADD, this would be a "ground up" organization of victims of the health care industry who have had [@#%$*&! enough of their "profits over people" greediness and cruelty.

C0RI0LANUS

(3,015 posts)
8. Good idea, MacKasey, thanks very much indeed. Here's what that might read like:
Thu Dec 12, 2024, 10:22 AM
Dec 2024

"Deceased denied Arcalyst because this was ruled not cost effective for United HealthCare's profit margin so therefore victim painfully expired within 72 hours."

This info is then forwarded to the 501(c)(3) organization for national collation.


3825-87867

(1,309 posts)
9. Another good report might be
Thu Dec 12, 2024, 10:28 AM
Dec 2024

to show how much a health care company took in and how much it actually paid out for all patient's care - per month and year and 5 years.

Also, how well their investments (and what they were) and investors actually did.

dickthegrouch

(3,941 posts)
10. The question for the issue
Thu Dec 12, 2024, 11:49 AM
Dec 2024

Should be the equivalent of the one they ask us when applying for insurance:

Has the insurance company ever denied or delayed approval for any treatments?

If the patient’s condition got significantly worse during such delay or denial we should have a RICO-like remedy, where the insurance company should have to pay the patient 3x what the recommended treatment would have cost.

lostnfound

(16,873 posts)
11. Like other valuable-to-the-citizenry information, it's been locked up pretty well
Thu Dec 12, 2024, 02:10 PM
Dec 2024

Of course people want and deserve medical privacy.
But the “free flow of information” is far less useful than it used to be.
Want a complete list of the dates and boyfriends and favorite foods of a pop star? No problem.
Trying to track how many people died from insurance neglect? Ha.
Go back to sleep, consumer. Or better yet, just shut up and shop.

C0RI0LANUS

(3,015 posts)
14. Put another way, keeping sleeping in the "Matrix." Thanks for the poignant observation, lostnfound.
Thu Dec 12, 2024, 03:17 PM
Dec 2024

C0RI0LANUS

(3,015 posts)
12. In LBN, there is an OP about Blue Cross/Blue Shield denying covering the cost of a medicine for a patient.
Thu Dec 12, 2024, 03:02 PM
Dec 2024
Blue Cross and Blue Shield of Kansas City denied covering the cost of one metro woman’s medicine that she says could save her life, leaving her with an over $8,000 monthly bill.

“I was at risk for spontaneous internal bleeding that could kill me,” Kaitlyn Sy said.

Sy, a KU Medical student, said she’s fighting back just weeks after a near death experience.

C0RI0LANUS

(3,015 posts)
13. The database grew from the ground up. The Kansas patient victimized by BC/BS has been added.
Thu Dec 12, 2024, 03:15 PM
Dec 2024
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