General Discussion

Doodley

(11,648 posts) Tue Dec 16, 2025, 05:13 PM Dec 16

My health insurance (Oscar) has gone up by 1200% and If the tax credit is taken away, it will go up by 6500%

I have been paying just $20 per month, using the ACA tax credit. For the same plan, it will cost $260 from January 1st. Without the tax credit, it will be just over $1300. I know that is a lot less than many are paying, but it is a 6500% increase.

I decided to go without insurance for now until my finances improve. I live in Georgia, and what I noticed yesterday is that when you sign up for a health plan, it shows the monthly premium, still with the tax credit. This is important because there may be millions of folk not prepared or even unaware of the massive price hikes coming in a few weeks.

6 replies

= new reply since forum marked as read

Highlight:

My health insurance (Oscar) has gone up by 1200% and If the tax credit is taken away, it will go up by 6500% (Original Post) Doodley Dec 16 OP

It should be noted that not all the subsidies are going away -- just the recent increased subsidies. W_HAMILTON Dec 16 #1

Mine is going from $194 to $1,200 a month. BigmanPigman Dec 16 #2

I feel your pain. Doodley Dec 16 #3

Same here. Laid off 4 years before social security FRA...pulling $16K from 401K is $20K pretax, just for crummy medical lostnfound Dec 16 #4

Yep. I'm the same in getting a medical and no other medical care. Focused on getting fitter and healthier, but my luck Doodley Dec 17 #5

FYI, Oscar was cofounded by Joshua Kushner (Jared's brother) fujiyamasan Dec 17 #6

W_HAMILTON

(10,087 posts)

1. It should be noted that not all the subsidies are going away -- just the recent increased subsidies.

Reply to Doodley (Original post)

Tue Dec 16, 2025, 05:17 PM

Dec 16

So, the $260 premium may be accurate since most people will still receive subsidies, just not as much as before due to Republicans letting them expire.

BigmanPigman

(54,579 posts)

2. Mine is going from $194 to $1,200 a month.

Reply to Doodley (Original post)

Tue Dec 16, 2025, 05:51 PM

Dec 16

I knew this was going to happen since July. No amount of rational thought can prepare anyone for this crisis. This is my reality and adds to my overall anxiety.

Doodley

(11,648 posts)

3. I feel your pain.

Reply to BigmanPigman (Reply #2)

Tue Dec 16, 2025, 06:24 PM

Dec 16

lostnfound

(17,411 posts)

4. Same here. Laid off 4 years before social security FRA...pulling $16K from 401K is $20K pretax, just for crummy medical

Reply to Doodley (Original post)

Tue Dec 16, 2025, 06:39 PM

Dec 16

Last edited Thu Dec 18, 2025, 09:26 AM - Edit history (1)

all these years too busy to go to doc.

High deductible, too, and then it pays 50%…
Plus they are immoral companies.

Better to just accept mortality… Well, I’ll get $8K or $10K of exams, tests, treatments..and at least won’t be dealing with insurance bureaucracy.

Doodley

(11,648 posts)

5. Yep. I'm the same in getting a medical and no other medical care. Focused on getting fitter and healthier, but my luck

Reply to lostnfound (Reply #4)

Wed Dec 17, 2025, 12:25 AM

Dec 17

with good health can't be taken for granted.

fujiyamasan

(1,231 posts)

6. FYI, Oscar was cofounded by Joshua Kushner (Jared's brother)

Reply to Doodley (Original post)

Wed Dec 17, 2025, 02:33 AM

Dec 17

Jared had a role in the holding company prior to joining g the first Trump administration and they made money off COVID contracts. I’m not saying it’s a scam (I don’t know enough about it), but I’d be wary and do more research if you have concerns.

Reply to this discussion