Woods apparently took fire prevention measures, including a sprinkler system on the hillside and clearing the land. But nothing could withstand a fire like that. Of course, Woods is a terrible misogynist and overall nut, but it’s hard not to have sympathy for people caught in that devastation.

LetMyPeopleVote

(161,092 posts)

4. I saw that Woods may not have had insurance on his home

Reply to Shellback Squid (Original post)

Wed Jan 8, 2025, 04:09 PM

Jan 8

If you do not have a mortgage, there is no requirement for home insurance

Link to tweet

MAGA actor James Woods lost his house in the Pacific Palisades Fire.

While I feel sorry for him and anyone who has to go through this horrible wildfire, I do not feel sorry that he didn't bother to have home insurance.

FAFO.

LauraInLA

(1,773 posts)

8. It appears he and a lot of neighbors lost their insurance when the company they used left their area four months ago.

Reply to LetMyPeopleVote (Reply #4)

Wed Jan 8, 2025, 04:22 PM

Jan 8

LetMyPeopleVote

(161,092 posts)

14. I just saw that a good number of people had their insurance coverage cancelled

Reply to LauraInLA (Reply #8)

Wed Jan 8, 2025, 04:50 PM

Jan 8

Link to tweet

NEW: Woman says her parents’ fire insurance got cancelled shortly before the fires ripped through Southern California.

The woman said she is forced to defend the house herself.

“They got canceled from their fire insurance… They're 90 years old, they've lived in this house for 75 years and they've had the same insurance.”

“And these insurance people decided to cancel their fire [insurance] and we're going through this and it just happened. And they have no fire insurance.”

“So thank you, California insurance companies.”

LauraInLA

(1,773 posts)

17. Yep. It's a sad story repeated thousands of times. There is a state insurance policy of last resort --

Reply to LetMyPeopleVote (Reply #14)

Wed Jan 8, 2025, 05:32 PM

Jan 8

of course it’s expensive. I’m of two minds here — much like the hurricane-damaged properties in Florida, I’m not sure the wilderness-interface properties are insurable in these conditions.

Ars Longa

(132 posts)

13. Maybe he can hit-up his buddy Elon Musk.

Reply to LetMyPeopleVote (Reply #4)

Wed Jan 8, 2025, 04:40 PM

Jan 8

I hear Elon is really big on helping people out with that extra
140 billion.....

Johonny

(23,205 posts)

5. Whomp whomp

Reply to Shellback Squid (Original post)

Wed Jan 8, 2025, 04:11 PM

Jan 8

Srkdqltr

(8,207 posts)

6. He will be fine, he has so much money he doesn't need insurance. Shame his house and others were burned.

Reply to Shellback Squid (Original post)

Wed Jan 8, 2025, 04:16 PM

Jan 8

LauraInLA

(1,773 posts)

7. I cannot stand him, but I am sorry he lost his home.

Reply to Shellback Squid (Original post)

Wed Jan 8, 2025, 04:16 PM

Jan 8

Hassin Bin Sober

(27,008 posts)

12. I can't stand him but...

Reply to LauraInLA (Reply #7)

Wed Jan 8, 2025, 04:38 PM

Jan 8

Response to Shellback Squid (Original post)

Name removed Message auto-removed

Historic NY

(38,760 posts)

11. I don't understand why their codes don't make for more fire proof material

Reply to Shellback Squid (Original post)

Wed Jan 8, 2025, 04:31 PM

Jan 8

They have lots of tips I guess people will take the chance.

Cement roofing and sprinkler systems interior and especially exterior.

one of the bigger discoveries

https://www.spokesman.com/stories/2006/jul/19/gel-inspired-by-diapers-may-be-firefighting-tool/]

LauraInLA

(1,773 posts)

18. We have a lot of serious building and defensible space codes -- I think some people don't or can't

Reply to Historic NY (Reply #11)

Wed Jan 8, 2025, 05:34 PM

Jan 8

afford to meet them all; but in this kind of event, I don’t think the hardiest structures meeting the strictest codes are safe. This is a generational weather event.